A new group called Hope Now is working to speed assistance to troubled homeowners that are on the verge of foreclosure.  Very interesting story where 25 lenders have joined together and agreed to process requests for help faster, provide steps to avoid foreclosure, and more negotiating with homeowners when it comes to loan modifications that help to avoid reposession.  Check out the article in USA Today by clicking this link  http://www.usatoday.com/money/economy/housing/2008-06-16-foreclosure-help_N.htm